/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #f8fafc;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header Styles */
.header {
    background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 100%);
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.1);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 70px;
}

.nav-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    color: white;
    font-weight: 700;
    font-size: 1.5rem;
}

.logo-icon {
    font-size: 2rem;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 30px;
}

.nav-menu a {
    color: white;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
    padding: 10px 0px;
    border-radius: 8px;
    font-size: 14px;
}

.nav-menu a:hover {
    color: #fbbf24;
    background-color: rgba(255, 255, 255, 0.1);
}

.nav-toggle {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

.bar {
    width: 25px;
    height: 3px;
    background-color: white;
    margin: 3px 0;
    transition: 0.3s;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 50%, #06b6d4 100%);
    color: white;
    padding: 100px 0;
    min-height: 600px;
    display: flex;
    align-items: center;
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.25rem;
    margin-bottom: 30px;
    opacity: 0.9;
    line-height: 1.6;
}

.hero-cta {
    background: linear-gradient(45deg, #f59e0b, #fbbf24);
    color: white;
    border: none;
    padding: 15px 30px;
    font-size: 1.1rem;
    font-weight: 600;
    border-radius: 50px;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(245, 158, 11, 0.3);
}

.hero-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(245, 158, 11, 0.4);
}

.hero-image {
    display: flex;
    justify-content: center;
    align-items: center;
}

.hero-graphic {
    width: 300px;
    height: 300px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    backdrop-filter: blur(10px);
    border: 2px solid rgba(255, 255, 255, 0.2);
}

.hero-graphic i {
    font-size: 6rem;
    color: #fbbf24;
}

/* Section Styles */
section {
    padding: 80px 0;
}

.section-title {
    text-align: center;
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 50px;
    color: #1e3a8a;
    position: relative;
}

.section-title::after {
    content: '';
    position: absolute;
    bottom: -10px;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 4px;
    background: linear-gradient(45deg, #3b82f6, #06b6d4);
    border-radius: 2px;
}

/* Services Grid */
.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.service-card {
    background: white;
    padding: 40px 30px;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease;
    border: 1px solid #e5e7eb;
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
}

.service-card h3 {
    font-size: 1.5rem;
    font-weight: 600;
    margin-bottom: 15px;
    color: #1e3a8a;
}

.service-card p {
    color: #6b7280;
    margin-bottom: 20px;
    line-height: 1.6;
}

.service-features {
    list-style: none;
}

.service-features li {
    padding: 8px 0;
    color: #4b5563;
    position: relative;
    padding-left: 25px;
}

.service-features li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: #10b981;
    font-weight: bold;
}

/* Investment Grid */
.investment-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
    margin-top: 50px;
}

.investment-card {
    background: white;
    padding: 30px;
    border-radius: 15px;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border-left: 5px solid #3b82f6;
}

.investment-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
}

.investment-card h3 {
    font-size: 1.3rem;
    font-weight: 600;
    margin-bottom: 15px;
    color: #1e3a8a;
}

.investment-card p {
    color: #6b7280;
    line-height: 1.6;
}

/* Tips Grid */
.tips-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 25px;
    margin-top: 50px;
}

.tip-card {
    background: white;
    padding: 25px;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border-top: 4px solid #10b981;
}

.tip-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.12);
}

.tip-card h3 {
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 10px;
    color: #1e3a8a;
}

.tip-card p {
    color: #6b7280;
    margin-bottom: 15px;
    line-height: 1.5;
}

.tip-category {
    display: inline-block;
    background: linear-gradient(45deg, #3b82f6, #06b6d4);
    color: white;
    padding: 5px 12px;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 500;
}

/* Contact Section */
.contact {
    background: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 100%);
    color: white;
}

.contact .section-title {
    color: white;
}

.contact-info {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 50px;
    color: #1e3a8a;
}

.contact-item {
    text-align: center;
    padding: 30px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 15px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.contact-item i {
    font-size: 2.5rem;
    margin-bottom: 15px;
    color: #fbbf24;
}

.contact-item h3 {
    font-size: 1.2rem;
    margin-bottom: 10px;
}

.contact-item p {
    opacity: 0.9;
}

/* Footer */
.footer {
    background: #1f2937;
    color: white;
    padding: 40px 0;
}

.footer-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.footer-links {
    display: flex;
    gap: 30px;
    list-style: none;
}

.footer-links a {
    color: #d1d5db;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: #fbbf24;
}

/* AdSense Styles */
.ad-container {
    max-width: 1200px;
    margin: 30px auto;
    padding: 0 20px;
    text-align: center;
}

.ad-rectangle {
    margin: 50px auto;
}

/* Responsive Design */
@media (max-width: 768px) {
    .nav-menu {
        position: fixed;
        left: -100%;
        top: 70px;
        flex-direction: column;
        background-color: #1e3a8a;
        width: 100%;
        text-align: center;
        transition: 0.3s;
        box-shadow: 0 10px 27px rgba(0, 0, 0, 0.05);
        padding: 20px 0;
    }

    .nav-menu.active {
        left: 0;
    }

    .nav-toggle {
        display: flex;
    }

    .hero-container {
        grid-template-columns: 1fr;
        text-align: center;
        gap: 30px;
    }

    .hero-title {
        font-size: 2.5rem;
    }

    .hero-subtitle {
        font-size: 1.1rem;
    }

    .hero-graphic {
        width: 200px;
        height: 200px;
    }

    .hero-graphic i {
        font-size: 4rem;
    }

    .section-title {
        font-size: 2rem;
    }

    .services-grid,
    .investment-grid,
    .tips-grid {
        grid-template-columns: 1fr;
    }

    .footer-content {
        flex-direction: column;
        text-align: center;
    }

    .footer-links {
        justify-content: center;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 15px;
    }

    .nav-container {
        padding: 0 15px;
    }

    .hero {
        padding: 60px 0;
    }

    .hero-title {
        font-size: 2rem;
    }

    .service-card,
    .investment-card,
    .tip-card {
        padding: 20px;
    }

    section {
        padding: 60px 0;
    }
}

/* Smooth Scrolling */
html {
    scroll-behavior: smooth;
}

/* Loading Animation */
.loading {
    display: inline-block;
    width: 20px;
    height: 20px;
    border: 3px solid #f3f3f3;
    border-top: 3px solid #3b82f6;
    border-radius: 50%;
    animation: spin 1s linear infinite;
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* Privacy Policy and Terms Styles */
.privacy-main,
.terms-main {
    padding: 100px 0 80px;
    background: #f8fafc;
}

.privacy-content,
.terms-content {
    max-width: 800px;
    margin: 0 auto;
    background: white;
    padding: 60px;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.privacy-content h1,
.terms-content h1 {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1e3a8a;
    margin-bottom: 10px;
    text-align: center;
}

.last-updated {
    text-align: center;
    color: #6b7280;
    margin-bottom: 40px;
    font-style: italic;
}

.privacy-section,
.terms-section {
    margin-bottom: 40px;
    padding-bottom: 30px;
    border-bottom: 1px solid #e5e7eb;
}

.privacy-section:last-child,
.terms-section:last-child {
    border-bottom: none;
    margin-bottom: 0;
}

.privacy-section h2,
.terms-section h2 {
    font-size: 1.5rem;
    font-weight: 600;
    color: #1e3a8a;
    margin-bottom: 20px;
}

.privacy-section h3,
.terms-section h3 {
    font-size: 1.2rem;
    font-weight: 600;
    color: #374151;
    margin: 25px 0 15px;
}

.privacy-section p,
.terms-section p {
    color: #4b5563;
    line-height: 1.7;
    margin-bottom: 15px;
}

.privacy-section ul,
.terms-section ul {
    margin: 15px 0;
    padding-left: 25px;
}

.privacy-section li,
.terms-section li {
    color: #4b5563;
    margin-bottom: 8px;
    line-height: 1.6;
}

.contact-info {
    background: #f3f4f6;
    padding: 20px;
    border-radius: 10px;
    margin-top: 20px;
}

.contact-info p {
    margin-bottom: 10px;
}

.contact-info strong {
    color: #1e3a8a;
}

/* Active navigation link */
.nav-menu a.active {
    color: #fbbf24 !important;
    background-color: rgba(255, 255, 255, 0.2);
}

/* SEO and Accessibility Styles */
.skip-link {
    position: absolute;
    top: -40px;
    left: 6px;
    background: #1e3a8a;
    color: white;
    padding: 8px;
    text-decoration: none;
    z-index: 10000;
    border-radius: 4px;
    transition: top 0.3s ease;
}

.skip-link:focus {
    top: 6px;
}

.breadcrumb {
    margin: 20px 0;
    padding: 0 20px;
}

.breadcrumb-list {
    display: flex;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 10px;
}

.breadcrumb-item {
    color: #6b7280;
}

.breadcrumb-item:not(:last-child)::after {
    content: '>';
    margin-left: 10px;
    color: #9ca3af;
}

.breadcrumb-item a {
    color: #3b82f6;
    text-decoration: none;
}

.breadcrumb-item a:hover {
    text-decoration: underline;
}

/* Performance Optimizations */
.hero-graphic {
    will-change: transform;
}

.service-card,
.investment-card,
.tip-card {
    will-change: transform;
}

/* Focus Styles for Accessibility */
a:focus,
button:focus,
input:focus,
textarea:focus,
select:focus {
    outline: 2px solid #3b82f6;
    outline-offset: 2px;
}

/* High Contrast Mode Support */
@media (prefers-contrast: high) {
    .hero {
        background: #000;
        color: #fff;
    }
    
    .service-card,
    .investment-card,
    .tip-card {
        border: 2px solid #000;
    }
}

/* Reduced Motion Support */
@media (prefers-reduced-motion: reduce) {
    * {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
    
    .hero-graphic {
        animation: none;
    }
}

/* Print Styles */
@media print {
    .header,
    .footer,
    .ad-container,
    .nav-toggle {
        display: none;
    }
    
    .hero {
        background: white;
        color: black;
        page-break-inside: avoid;
    }
    
    .service-card,
    .investment-card,
    .tip-card {
        page-break-inside: avoid;
        border: 1px solid #000;
        margin-bottom: 20px;
    }
    
    a {
        text-decoration: underline;
    }
    
    a[href^="http"]:after {
        content: " (" attr(href) ")";
    }
}

/* Utility Classes */
.text-center {
    text-align: center;
}

.mb-20 {
    margin-bottom: 20px;
}

.mt-20 {
    margin-top: 20px;
}

.hidden {
    display: none;
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}